Spanish Mortgage Calculator

Calculate monthly mortgage payments for your Spanish property purchase. This tool uses the standard amortization formula to estimate payments, total interest, and provides a full repayment schedule. Compare different loan terms and understand mortgage conditions for residents and non-residents in Spain.

Calculation Mode

Property Price (EUR):

€

Down Payment:

%

Residency Status:

Interest Rate Type:

Spanish fixed mortgage rates typically range 2.5–4.0% (varies by bank and profile)

Annual Interest Rate (%):

%

Loan Term (years):

years

Include estimated purchase costs (taxes & fees)

Adds ITP/VAT, notary, registry, and legal fees to your total cash needed calculation

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